What We Handle

Three Services. One Specialist. Zero Admin Headaches.

Every service is fully managed on your behalf. You stay focused on the work — we keep the back office running cleanly.

01

Invoice Finance Facilities

Cash flow that works as hard as you do.

For trade sub-contractors relying on invoice finance, the quality of your ledger is everything. A single discrepancy can delay a drawdown — and in this industry, delayed cash means delayed jobs.

We maintain your Xero ledger to the exact standard your lender requires, every single day. That means clean coding, timely reconciliation, and proactive communication with your finance provider so queries are resolved before they become problems.

  • Ledger maintained to bank-ready standard at all times
  • Direct liaison with your invoice finance lender
  • Drawdown queries resolved before they delay your cash
  • Monthly reporting so you always know where you stand

The outcome

Faster drawdowns. Fewer queries. Cash in your account when you need it.

Not yet using invoice finance?

If you're currently bridging cash flow with an overdraft or personal funds whilst waiting on invoices, there may be a better way. We'll assess whether invoice finance is right for your business and introduce you to the right lender — at no extra cost.

Find out on your free consultation call.

Tools: Xero · Invoice Finance Lenders

02

CIS & Xero Bookkeeping

HMRC-compliant. Always. Without lifting a finger.

The Construction Industry Scheme is one of the most administratively demanding obligations a trade director faces. Miss a verification, miscalculate a deduction, or file a statement late — and HMRC will notice.

We handle every element of your CIS obligations and keep your Xero books clean, current, and compliant. From daily subcontractor verifications to monthly returns, nothing slips through the cracks.

  • Daily and weekly subcontractor verifications via HMRC CIS Portal
  • Accurate deduction calculations for every payment
  • CIS statements issued to subcontractors on time, every time
  • Xero kept clean, coded, and reconciled throughout the month

The outcome

No HMRC penalties. No late statements. A Xero file your accountant will actually thank you for.

Tools: Xero · HMRC CIS Portal

03

Compliance & Operations

Never turned away from a site again.

Commercial sites have zero tolerance for missing documentation. One gap in your H&S records or an out-of-date employee file and you're off the job — costing you time, reputation, and revenue.

We manage your BrightHR platform and H&S documentation so your records are always audit-ready. Whether it's a principal contractor check, an insurance renewal, or an employee onboarding, we handle it before it becomes urgent.

  • BrightHR fully managed — employee records always current
  • H&S documentation maintained and audit-ready
  • Onboarding and offboarding handled cleanly
  • Proactive alerts before renewals or compliance deadlines

The outcome

Walk onto any commercial site with confidence. Your documentation is always in order.

Tools: BrightHR · H&S Documentation

Investment

Priced Around Your Business

Every engagement is scoped individually — there's no off-the-shelf package, because no two contractors are the same. Most clients find the service pays for itself within the first month, whether through faster drawdowns, avoided HMRC penalties, or simply the hours reclaimed from admin.

  • No fixed-price packages — scoped to your actual needs
  • Typically pays for itself within the first month
  • Transparent monthly retainer — no hidden extras
  • Pricing discussed on your free 30-minute consultation

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Is It Yours?

We work with a strictly limited number of clients. If you're a trade director ready to hand over the back-office burden, get in touch today.

No obligation. 30 minutes. We'll tell you exactly what's involved and what it costs.

JPYoung Consulting

Fractional back-office and finance management for UK trade sub-contractors.

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Registered in England & Wales